Mortgage Pre-Approval in Colorado Springs

    Know your price range and shop with confidence. Start with a quick online application, and we'll take it from there.

    Call (719) 590-6075
    Serving Colorado since 2006
    Conventional, FHA, VA & jumbo loans
    One point of contact
    Company NMLS #1146149

    In a competitive market, sellers and agents want to see a pre-approval letter before they take an offer seriously. Countryside Lending makes the process simple: complete a short application, talk through your options with us, and get a pre-approval letter you can use right away. You'll work directly with Brendon O'Connor (NMLS #249969).

    At a glance

    Quick application

    Our online application takes about 5–10 minutes to complete.

    Personal review

    We review your situation and walk you through the programs that fit.

    Shop with confidence

    A pre-approval letter shows sellers you're a serious buyer.

    Why Get Pre-Approved Before You Shop

    A pre-approval tells you what price range makes sense, shows sellers and agents that your financing is underway, and helps you move quickly when you find the right home.

    • Know your price range before you tour homes
    • Make stronger offers in a competitive market
    • Spot and solve issues early, before you're under contract
    • Give your real estate agent the letter they need

    Pre-Qualification vs. Pre-Approval

    A pre-qualification is a quick estimate based on what you tell us. A pre-approval goes further: it's based on your application, a credit review and your supporting documents, so it carries more weight with sellers. A pre-approval is not a final loan approval; the lender still reviews the property and your final documents before closing.

    What You'll Need

    You can start the application without every document in hand.

    • Basic personal and employment information
    • Approximate balances for your checking, savings and retirement accounts
    • Recent pay stubs and W-2s (or tax returns if you're self-employed)
    • Permission for a credit review

    On the application you can leave the liabilities section blank, since we'll see those on your credit report, and you can leave account numbers blank in the assets section.

    Pre-Approval in Colorado Springs

    Buying on PCS orders

    We can start before you arrive in Colorado Springs and coordinate with your timeline; see VA Loans.

    First-time buyers

    New to the process? We'll explain each step in plain English; see First-Time Homebuyers.

    Anywhere in Colorado

    We help buyers throughout Colorado, and most of the process happens by phone, email and secure online application.

    How Pre-Approval Works in 3 Steps

    1. 1

      Complete a quick application

      It takes about 5–10 minutes. Click Get Pre-Approved to start.

    2. 2

      Quick call to go over loan options

      We review your application, walk through the programs that fit, and answer your questions.

    3. 3

      Get your pre-approval letter

      You're ready to start shopping with confidence.

    Mortgage Pre-Approval FAQs

    A pre-approval includes a credit review. We'll explain how it works before we pull credit.

    Pre-approvals are typically updated if your search takes a while, since your documents and credit need to stay current. We'll keep yours up to date.

    Yes. We're happy to set up a call, though the conversation is often more helpful once we've reviewed your application.

    No. Final approval comes after the lender reviews the property, the appraisal and your final documents.

    Yes. We help buyers throughout Colorado.

    Ready to Get Pre-Approved?

    Start your quick online application, or call us with questions.

    Call (719) 590-6075
    Call