Loan Programs
Compare mortgage options from multiple wholesale lenders through one independent Colorado Springs broker.
Conventional Loans
Financing not backed by a government agency, for primary homes, second homes and investment properties.
Eligibility Requirements:
- Credit history and score reviewed
- Down payment requirements vary by program
- Private mortgage insurance may apply with a smaller down payment
- Stable, documented income and employment
FHA Loans
Loans insured by the Federal Housing Administration, often used by first-time buyers.
Eligibility Requirements:
- Credit and down payment guidelines set by FHA
- Mortgage insurance required
- Primary residence only
- County loan limits set by HUD
VA Loans
Home loans guaranteed by the U.S. Department of Veterans Affairs for eligible service members, veterans and some surviving spouses.
Eligibility Requirements:
- Certificate of Eligibility required
- No monthly private mortgage insurance
- VA funding fee may apply unless exempt
- Primary residence
Jumbo Loans
Financing for loan amounts above the conforming loan limit for the county.
Eligibility Requirements:
- Loan amount above the county conforming limit
- Strong credit profile required
- Larger down payment typically required
- Full income and asset documentation
Investment Property Loans
Build your real estate portfolio with investment property financing.
Eligibility Requirements:
- 1–4 unit rental properties
- Larger down payment than a primary residence
- Rental income and cash reserves reviewed
- Credit and income documentation